Vehicle Loan Scheme (GTKVN)
By Gujarat Thakor and Koli Vikas Nigam (GTKVN)
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Quick Answer
This scheme by GTKVN offers subsidized loans up to ₹4 lakh for youth from the Thakor and Koli communities in Gujarat to purchase commercial vehicles for self-employment.
About this loan
The Vehicle Loan Scheme is an initiative by the Gujarat Thakor and Koli Vikas Nigam (GTKVN), operating under the Social Justice and Empowerment Department, Government of Gujarat. Its primary objective is to foster self-employment opportunities among youth belonging to the Thakor and Koli communities. The scheme achieves this by providing crucial financial assistance specifically for the acquisition of commercial vehicles. This support enables beneficiaries to establish or enhance income-generating transport businesses, thereby promoting economic independence and upliftment within these communities. The loan can be utilized to purchase various commercial vehicles, including auto-rickshaws, loading rickshaws, or a Maruti Eeco van, facilitating entry into the transport sector as a viable livelihood.
Eligibility
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Grant providers
Gujarat Thakor and Koli Vikas Nigam (ગુજરાત ઠાકોર અને કોળી વિકાસ નિગમ) is a public enterprise of the Social Justice and Empowerment Department of the Government of Gujarat. It lends to members of the Thakor and Koli communities for self-employment, higher education and self-help…
Learn moreBenefits & Funding
- Amount
- Up to ₹4L
- Fund type
- Debt
- Equity
- Equity-free
- Repayment
- Repayable
What You Get
Under this scheme, beneficiaries can avail of a subsidized loan of up to ₹4,00,000 for the purchase of commercial vehicles. This financial assistance is directly aimed at enabling self-employment and establishing an income-generating transport business for eligible individuals from the Thakor and Koli communities. The loan can be used for purchasing various approved vehicles such as auto-rickshaws, loading rickshaws, or a Maruti Eeco van.
- Disbursement
- Lump Sum
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Application Process
- 1
Visit Website
Navigate to the official website of Gujarat Thakor and Koli Vikas Nigam.
You - 2
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How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 3
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Frequently Asked Questions
What is the maximum loan amount available under this scheme?
Beneficiaries can avail a subsidized loan of up to ₹4,00,000 for the purchase of commercial vehicles.
Who is eligible to apply for the Vehicle Loan Scheme?
The scheme is open to residents of Gujarat belonging to the Thakor or Koli community, aged between 21 and 50 years, with an annual family income not exceeding ₹3,00,000. Applicants must intend to use the vehicle for commercial purposes.
What kind of vehicles can be purchased with this loan?
The loan can be used to purchase commercial vehicles such as auto-rickshaws, loading rickshaws, or Maruti Eeco vans, which are intended for income-generating transport businesses.
Is this loan repayable?
Yes, as it is a loan, the financial assistance provided under this scheme is repayable by the beneficiary as per the terms and conditions set by the Gujarat Thakor and Koli Vikas Nigam.
What documents are required for the application?
Typically, applicants need to upload scanned copies of their Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Sources
Data on this page is compiled from official program and provider references.
