Livelihood Opportunity Promotion Scheme (Scheduled Tribes)
By Social Welfare Department, Government of Uttarakhand
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Quick Answer
Uttarakhand scheme for Scheduled Tribe individuals: a bank loan, margin money and a grant of up to ₹50,000 to set up a self-employment unit costing ₹50,000 to ₹2,00,000.
- Funding amount
- ₹50,000 – ₹2L
- Funding type
- Debt
- Application deadline
- Rolling
- Location
- Uttarakhand
About this loan
Scheduled Tribe individuals in Uttarakhand can get help to set up a self-employment unit under the Livelihood Opportunity Promotion Scheme (Scheduled Tribe), run by the Social Welfare Department, Government of Uttarakhand. Project costs range from ₹50,000 to ₹2,00,000. Support is a mix of bank loan, margin money and grant.
The bank loan covers 60% of the project cost. Margin money is 30% and is repayable at 7% annual interest over 60 monthly installments. The grant is up to ₹50,000. Your own contribution ranges from 0% to 10% depending on project cost, and none is needed for projects up to ₹1 lakh.
You must be a permanent resident of Uttarakhand, aged 18 to 50 years, with annual family income not above ₹2,50,000/-.
Eligibility
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Grant providers
Benefits & Funding
- Amount
- ₹50,000 – ₹2L
- Fund type
- Debt
- Equity
- Equity-free
- Repayment
- Repayable
What You Get
The scheme offers substantial financial assistance for beneficiaries to establish income-generating units, with total project costs ranging from ₹50,000 to ₹2,00,000. This includes a bank loan covering 60% of the project cost, along with 30% as margin money which is repayable at 7% annual interest over 60 monthly installments. Additionally, a grant of up to ₹50,000 is provided to reduce the financial burden. Beneficiaries may also have a contribution ranging from 0% to 10% depending on the project cost, further promoting self-reliance and project ownership.
- Disbursement
- Milestone Based
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
Applications will first be forwarded by the Vikas Khand (Block Development) Office to the District Social Welfare Officer for initial review and verification. Subsequently, a dedicated District-Level Committee, which is headed by the District Social Welfare Officer, will meticulously review all eligible proposals. This committee will then select beneficiaries based on the viability of their livelihood projects and adherence to the scheme's criteria, ensuring fair and transparent selection.
Application Process
- 1
Download Application Form
Download the prescribed application form from the official website.
You - 2
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How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 3
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Program templates & documents
Files the program publishes for applicants — download these and apply in the prescribed format.
Frequently Asked Questions
What is the purpose of this scheme?
The scheme aims to promote sustainable self-employment and income generation among Scheduled Tribe individuals in Uttarakhand by supporting viable livelihood projects, thereby fostering economic independence.
What is the total project cost range supported by the scheme?
The scheme supports projects with a total cost between ₹50,000 and ₹2,00,000, providing flexible funding options for various micro-enterprise ideas.
What kind of financial assistance is provided?
Financial assistance includes a bank loan (60% of project cost), margin money (30% of project cost repayable at 7% annual interest over 60 months), and a grant of up to ₹50,000 to aid project viability.
Is there a beneficiary contribution required?
No contribution is required for projects up to ₹1,00,000. For projects between ₹1,01,000 and ₹2,00,000, a 10% beneficiary contribution is required to ensure commitment.
Who is eligible to apply for this scheme?
Applicants must be permanent residents of Uttarakhand, belong to the Scheduled Tribe (ST) category, be between 18 and 50 years old, and have an annual family income not exceeding ₹2,50,000. These criteria ensure the scheme reaches its intended demographic.
How can I apply for the scheme?
Applicants must download the application form from the official website, fill it out with mandatory details and self-attested documents, and submit it to the office of the Vikas Khand (Block Development) Office for processing.
Sources
Data on this page is compiled from official program and provider references.
