SmartBear Developer Credits

Credit guarantee cover up to Rs 20 crore that lets banks, NBFCs and AIFs lend to DPIIT-recognised startups without collateral. You receive a loan and repay it. CGSS is not a grant.

Collateral-free credit guarantee up to ₹2 crore for micro & small enterprises

Collateral-free loans up to ₹20 lakh for micro and small non-farm businesses

Below-market soft loans from ₹10 lakh for MSMEs in manufacturing and services

Subordinate debt with 90% CGTMSE guarantee for stressed/NPA-classified MSMEs

Below-market NABARD loans for dairy cooperatives and producer companies for processing infrastructure

A 36-hour tech sprint at Manipal University Jaipur with 10 tracks and over ₹5 Lakhs in prizes.

A national competition inviting young innovators, startup founders, and working professionals to develop impactful solutions and compete for cash prizes up to ₹1.5 lakh.

A challenge by Tamil Nadu Tourism and StartupTN inviting startups and innovators to develop tech-driven, sustainable solutions for the future of tourism in Tamil Nadu.

An innovation contest by RISE Foundation IISER offering up to ₹2.5 lakh prize money and 6 months of incubation for individuals and startups with sustainable solutions.

The Ten Minute Million Challenge (TTMM) 2026 offers startups a unique opportunity to pitch directly to top investors and secure on-the-spot funding of up to ₹35 lakh.

A fully-online Finance × Trading hackathon by TechZap — ₹75,000 prize pool, Azure credits, and direct hiring rounds for top teams.

7th edition of India’s biggest student-startup competition (AWS × IDFC × Campus Fund) — get noticed, meet investors, and pitch at the Mumbai Grand Finale.

PaySprint × AIC ISB innovation challenge for MVP to growth-stage startups building intelligent payments infrastructure. ₹7.5L prize pool in cash and credits. Deadline 10 October 2026.

A 36-hour tech sprint at Manipal University Jaipur with 10 tracks and over ₹5 Lakhs in prizes.

i-Hub Gujarat × India Accelerator 3-month acceleration for manufacturing and industrial-tech startups — mentorship, industry connect, market access and investor exposure. Deadline 12 October 2026.

A year-long Entrepreneurs-in-Residence (EiR) incubation program for Maratha and Kunbi entrepreneurs with scalable Agri-Tech ideas in Maharashtra, offering a monthly fellowship grant.