Bihar Textile Interest Subvention 2022
By Department of Industries, Government of Bihar
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Quick Answer
Bihar reimburses textile and leather units up to 10% interest (12% for micro and small) for 5 years, capped at ₹20 crore.
About this subsidy
Under the Bihar Textile & Leather Policy, 2022 (incentive 6), textile and leather units in both Category A and Category B get their term-loan interest subsidised. The state pays a maximum of 10% interest — 12% for micro and small units — or the actual rate of interest, whichever is less, for up to five years.
The total subvention a unit can draw is capped at 50% of its Fixed Capital Investment (FCI) or ₹20 crore, whichever is lower. The incentive is administered by the Department of Industries, Government of Bihar and claimed through the state single window under the policy's application process.
Eligibility
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Subsidy providers
The Department of Industries, Government of Bihar is the state government body responsible for industrial and entrepreneurship development in Bihar. It administers the Bihar Startup Policy 2022-2027, which aims to create a supportive ecosystem for startups across the state. The…
Learn moreBenefits & Funding
- Amount
- Up to ₹20 Cr
What You Get
Interest reimbursement of a maximum of 10% — or 12% for micro and small units — or the actual rate of interest paid, whichever is less, for up to five years. The cumulative subvention is subject to a ceiling of 50% of the unit's Fixed Capital Investment (FCI) or ₹20 crore, whichever is less.
- Disbursement
- Reimbursement
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
How to apply
Four steps from draft to disbursement — one action each.
- 1
Submit on the official portal
Use the official application link and verify all details before final submission.
- 2
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Frequently Asked Questions
What interest rate does Bihar cover?
A maximum of 10% — 12% for micro and small units — or the actual rate of interest, whichever is less.
For how long is the subvention paid?
Up to five years for any eligible unit.
Is there an overall cap?
Yes. The total subvention cannot exceed 50% of the unit's Fixed Capital Investment or ₹20 crore, whichever is less.
Do micro and small units get better terms?
Yes, they are eligible for a 12% ceiling instead of 10%.
Sources
Data on this page is compiled from official program and provider references.
