Goa Tribal's Employment Generation Programme Scheme
By Department of Tribal Welfare, Government of Goa
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Quick Answer
Educated unemployed tribal youth in Goa get a 40% subsidy on loans for micro and small enterprises, plus entrepreneurship training of up to 7 days.
About this subsidy
Educated unemployed tribal youth in Goa aged 18-45 years can get a 40% subsidy on the total loan amount to start a Micro or Small Manufacturing, Service or Trade Enterprise. The Department of Tribal Welfare, Government of Goa, runs the scheme. It covers 95% of the project cost, so your own contribution is 5%, and the subsidy goes up to ₹9.5 lakh.
The loan carries 4% annual interest and can be repaid in up to 120 EMIs, with a moratorium of 3 to 6 months. You must complete entrepreneurship training of up to 7 days.
You must belong to a tribal community notified by the Government of Goa, have lived in Goa for at least 15 years, have passed Class 4th (relaxable for deserving cases) and not be a defaulter to any bank or financial institution. Farming, tobacco products and red-category industries are not eligible.
Eligibility
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Subsidy providers
The Department of Tribal Welfare is the Government of Goa department for Scheduled Tribes in the state. It performs the statutory and administrative functions for their protection and empowerment, prepares the Tribal Sub Plan and monitors the implementation of welfare schemes.…
Learn moreBenefits & Funding
- Amount
- ₹5.7L – ₹9.5L
What You Get
The scheme offers substantial financial support in the form of a 40% subsidy on the total loan amount, effectively covering up to ₹9.5 lakh of the project cost. This enables tribal youth to establish Micro and Small Manufacturing, Service, and Trade Enterprises with a promoter's contribution of just 5%. Beyond the direct capital infusion, beneficiaries receive compulsory entrepreneurship training of up to 7 days, equipping them with vital business management skills. The loan component features an affordable 4% annual interest rate and a flexible repayment schedule of up to 120 EMIs, including a moratorium period of 3 to 6 months. This comprehensive support structure aims to reduce the financial burden and enhance the success rate of new ventures.
- Disbursement
- Milestone Based
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
The scheme outlines eligibility criteria for applicants, including age, education, tribal community membership, and residency. Applicants must not be defaulters to any financial institution. Once applications are submitted, they are likely reviewed by the Department of Tribal Welfare and the Goa Tribal's Employment Generation Programme - Tribal Finance Corporation (GTEGP-TFC) for adherence to the scheme's guidelines and project viability. Final approval for loan sanction and subsidy disbursement will be at the discretion of the GTEGP-TFC, which also determines repayment schedules and moratorium periods.
Application Process
- 1
Visit Department
Applicant visits the Department of Tribal Welfare to start the process.
You - 2
- 3
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How to apply
Four steps from draft to disbursement — one action each.
- 1
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 2
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 3
Submit on the official portal
Use the official application link and verify all details before final submission.
- 4
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Program templates & documents
Files the program publishes for applicants — download these and apply in the prescribed format.
Frequently Asked Questions
Who is eligible to apply for the Goa Tribal's Employment Generation Programme Scheme?
The scheme is open to educated unemployed individuals aged 18 to 45 years who are members of the Tribal Community notified by the Government of Goa and have been permanent residents of Goa for at least 15 years.
What kind of businesses can be set up under this scheme?
Eligible activities include Micro and Small Manufacturing Enterprises, Service Enterprises, and Trade Enterprises. Farming, tobacco products, and red-category industries are not eligible.
What is the financial assistance provided?
Beneficiaries receive a 40% subsidy on the total loan amount, which covers 95% of the project cost. The maximum project cost for manufacturing is ₹25 lakh, and for service/trade enterprises, it is ₹15 lakh. The loan has an interest rate of 4% per annum.
Is there any training provided?
Yes, compulsory entrepreneurship training of up to 7 days is provided to beneficiaries within six months of the loan sanction date to help them effectively manage their enterprises.
What are the repayment terms for the loan?
The loan is repayable in 60 to 120 EMIs, with a moratorium period ranging from 3 to 6 months, as per the discretion of GTEGP-TFC.
How does one apply for the scheme?
Interested applicants should visit the Department of Tribal Welfare in Panaji-Goa to obtain or print the application form. After filling in all details and attaching mandatory documents, the form must be submitted to the concerned authority.
Sources
Data on this page is compiled from official program and provider references.
