Self-Employment Scheme: Transport/ Logistics/ Travels/ Food Court Wyaaj Sahaay
By Social Justice and Empowerment Department, Government of Gujarat
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Quick Answer
Gujarat scheme giving a 5% interest subsidy on bank loans up to ₹6.00 lakh to unreserved category residents starting transport, logistics, travel or food court businesses.
About this subsidy
Residents of Gujarat from the unreserved category can get a 5% interest subsidy on a bank loan of up to ₹6.00 lakh to start or expand a transport, logistics, travel agency or food court business. The loan can buy vehicles and set up the necessary infrastructure. The Social Justice and Empowerment Department of Gujarat runs it as part of its "Self-Employment Scheme".
Applicants must be aged 18 to 50 and hold a valid driving license. Annual family income must be ₹6,00,000 or less. The vehicle must be hypothecated to the corporation, and the loan is repaid in equal monthly installments over 5 years. Only one person per family can benefit, and a maximum of 5 beneficiaries per village are selected.
Eligibility
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Subsidy providers
Provider
Social Justice and Empowerment Department, Government of GujaratGandhinagar · Gujarat · India
The Social Justice and Empowerment Department is a department of the Government of Gujarat, with its office in Block No. 5, Sachivalaya, Gandhinagar. It runs loan and self-employment schemes for Scheduled Castes, backward classes and Antyodaya Scheduled Caste people, and the…
Learn moreBenefits & Funding
- Amount
- Up to ₹6L
What You Get
This scheme provides substantial financial relief by offering a 5% interest subsidy on a bank loan of ₹6,00,000 specifically aimed at entrepreneurs in the transport, logistics, travel, and food court sectors. Beneficiaries can use this loan to purchase essential vehicles and establish the required infrastructure for their businesses. The subsidy makes the 5% simple interest loan effectively interest-free for eligible individuals, significantly reducing the cost of capital and making entrepreneurship more viable. The loan is repayable over 5 years in equal monthly installments, promoting sustainable business growth and financial discipline among beneficiaries.
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
Applications will first be screened for eligibility based on criteria such as residency, unreserved category status, age, income limits, and possession of a valid driving license. While no detailed competitive selection process is outlined, the scheme explicitly states that a maximum of 5 beneficiaries per village will be selected, indicating a limited number of awards and potentially a merit-based or lottery-based selection if demand exceeds availability within a village.
Application Process
- 1
Register Online
Visit the official website (esamajkalyan.gujarat.gov.in) and register as a new user under the GUEEDC section.
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How to apply
Four steps from draft to disbursement — one action each.
- 1
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 2
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 3
Submit on the official portal
Use the official application link and verify all details before final submission.
- 4
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Frequently Asked Questions
Who is eligible for the Self-Employment Scheme?
Residents of Gujarat from the unreserved category, aged 18-50 years, with a valid driving license, and a family annual income of ₹6,00,000/- or less are eligible. Additionally, only one person per family can avail of the benefits, and there is a limit of 5 beneficiaries per village.
What is the maximum loan amount available under this scheme?
Beneficiaries can avail a bank loan of up to ₹6,00,000 (six lakh rupees) for business establishment or expansion.
What is the interest rate on the loan and how does the subsidy work?
The loan itself carries a 5% simple interest per annum. The scheme provides a 5% interest subsidy, which means eligible beneficiaries effectively pay 0% interest on their loan amount for the duration of the repayment.
How long is the repayment period for the loan?
The loan must be repaid in equal monthly installments over a period of 5 years.
Can multiple members from the same family apply?
No, only one person from a family is permitted to avail the benefits of this scheme to ensure equitable distribution of support.
What types of businesses are supported by this scheme?
The scheme supports various self-employment ventures, specifically businesses related to transport, logistics, travels, and food courts. This includes funding for vehicle purchase and necessary infrastructure setup.
Sources
Data on this page is compiled from official program and provider references.
