Nirman Shramikon ke Liye Vyavsayik Rin Par Byaj ki Punarbharan Yojana
By Rajasthan Building and Other Construction Workers Welfare Board
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Quick Answer
Rajasthan scheme that reimburses the interest on commercial business loans up to ₹5 lakh for registered construction workers.
About this subsidy
Registered construction workers in Rajasthan can get the interest on a commercial business loan of up to ₹5,00,000/- reimbursed. The Rajasthan government runs the 'Nirman Shramikon ke Liye Vyavsayik Rin Par Byaj ki Punarbharan Yojana' to cut the cost of such loans. It is paid as a subsidy, and applications are online.
You must be a registered construction worker who deposits contributions with the board regularly. The loan must be used only for your own business work, not to buy a shop, plot, vehicle or household goods. Submit an annual certificate of intention to repay interest to the financial institution. The scheme applies to only one loan at a time taken by the registered beneficiary's spouse (wife/husband). False information means you must repay the entire sanctioned assistance with interest.
Eligibility
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Subsidy providers
Benefits & Funding
- Amount
- Up to ₹5L
What You Get
The scheme offers reimbursement of interest payable on commercial business loans up to ₹5,00,000/-. This direct financial support helps alleviate the burden of high-interest rates for construction workers who have taken loans for their own business ventures. The benefit is disbursed as a subsidy, providing critical capital relief to foster entrepreneurship and economic stability within the construction workforce. It directly supports their entrepreneurial aspirations by reducing the cost of capital.
- Disbursement
- Reimbursement
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
Applications submitted online will undergo a thorough review process by the Rajasthan Building and Other Construction Workers Welfare Board. The selection process will primarily involve verification of the applicant's eligibility criteria, including their registration status as a construction worker, consistency in depositing contributions, and the appropriate utilization of the business loan. The details provided in the application, along with supporting documents, will be scrutinized to ensure adherence to the scheme's guidelines. Shortlisted applicants may be subject to further checks to confirm the authenticity of their claims before the final approval for interest reimbursement is granted.
Application Process
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Register on SSO Portal
Visit the official Rajasthan SSO portal and complete registration using Jan Aadhaar or Google, if you don't have an SSO ID.
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How to apply
Four steps from draft to disbursement — one action each.
- 1
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 2
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 3
Submit on the official portal
Use the official application link and verify all details before final submission.
- 4
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Program templates & documents
Files the program publishes for applicants — download these and apply in the prescribed format.
Frequently Asked Questions
Who is eligible for this scheme?
The scheme is open to construction workers who are registered with the Rajasthan Building and Other Construction Workers Welfare Board and are regularly depositing contributions.
What kind of loans are covered under this scheme?
The scheme covers commercial business loans that are exclusively utilized for the applicant's own business work. Loans for purchasing personal assets like shops, plots, vehicles, or household goods are not eligible.
Is there a maximum limit for the interest reimbursement?
Yes, the board will reimburse the interest payable on eligible business loans up to a maximum of ₹5,00,000/-.
How do I apply for this scheme?
The application process is entirely online. You need to first register on the official Rajasthan SSO portal, then log in, access the LDMS option, select 'Welfare Schemes' under BOCW Welfare Board, click 'Apply for Scheme', choose the specific 'Yojana', fill out the details, and submit.
What documents are required for the application?
While not explicitly listed, typical documents for such schemes include proof of registration as a construction worker, details of regular contributions, loan sanction letter, proof of loan utilization for business, and a certificate of intention to repay interest to the financial institution.
What happens if I provide false information in my application?
If any information provided in the application is found to be false, the beneficiary will be held responsible for depositing the entire sanctioned assistance amount, along with accrued interest, in a lump sum back to the board.
