Small Business (GBCDC)
By Gujarat Backward Classes Development Corporation (GBCDC)
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Quick Answer
Low-interest loans up to ₹2 lakh for Socially and Educationally Backward Classes (SEBC) individuals in Gujarat to start small businesses and earn through self-employment.
About this loan
Individuals from Socially and Educationally Backward Classes (SEBC) in Gujarat can get a low-interest loan of up to ₹2,00,000 to start a small business. Examples are grocery stores, dairy parlours, animal fodder sales centres and mobile-computer repairing shops, among other casual businesses.
The Gujarat Backward Classes Development Corporation (GBCDC) runs the scheme under the Social Justice and Empowerment Department, Government of Gujarat. You apply through an online portal.
You must belong to a socially and educationally backward class, be a resident of Gujarat, and have total annual individual or family income of no more than ₹3,00,000.
Eligibility
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Full eligibility criteria — entity type, stage, sector, founder profile and registration requirements — plus your fit for this program. Sign up to view.
Grant providers
The Social Justice and Empowerment Department is a department of the Government of Gujarat, with its office in Block No. 5, Sachivalaya, Gandhinagar. It runs loan and self-employment schemes for Scheduled Castes, backward classes and Antyodaya Scheduled Caste people, and the…
Learn moreBenefits & Funding
- Amount
- Up to ₹2L
- Fund type
- Debt
- Repayment
- Repayable
What You Get
This scheme provides crucial financial assistance in the form of a loan up to ₹2,00,000/- at a low interest rate. This funding is specifically designed to empower individuals from Socially and Educationally Backward Classes (SEBC) to establish and grow small businesses. The loan amount can be strategically utilized for various entrepreneurial ventures, including setting up grocery stores, dairy parlours, animal fodder sales centres, or specialized service shops like mobile and computer repairing. Beyond the direct financial injection, the program fosters economic independence and self-reliance by supporting the creation of new livelihoods, thereby strengthening local economies and promoting inclusive growth within the state of Gujarat.
- Disbursement
- Lump Sum
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
Applications submitted online are typically reviewed by the Gujarat Backward Classes Development Corporation (GBCDC) to verify eligibility criteria, including caste, income, and residency. The submitted documents are cross-referenced to ensure authenticity and adherence to the scheme's guidelines. Once verified, eligible applications proceed for further processing, leading to the approval and disbursement of the loan amount.
Application Process
- 1
Visit Portal
Applicant visits the GBCDC online portal to begin the application.
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How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
Submit on the official portal
Use the official application link and verify all details before final submission.
- 3
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Frequently Asked Questions
What is the primary objective of the Small Business (GBCDC) scheme?
The scheme aims to provide financial assistance in the form of low-interest loans to individuals from Socially and Educationally Backward Classes (SEBC) to help them start small businesses and promote self-employment across Gujarat.
What is the maximum loan amount available under this scheme?
Beneficiaries can avail a loan amount of up to ₹2,00,000/- (Two Lakhs Indian Rupees) for their small business ventures.
Who is eligible to apply for this scheme?
Applicants must belong to a Socially and Educationally Backward Class, be a resident of Gujarat, and have a total annual individual/family income not exceeding ₹3,00,000/-.
What types of businesses can be started with this loan?
The loan can be utilized for various small businesses such as grocery stores, dairy parlours, animal fodder sales centres, mobile and computer repairing shops, and other similar casual businesses.
Is there an application fee for the scheme?
No, there is no application fee. Beneficiaries can apply online without any charges through the official GBCDC portal.
What documents are required for the application?
Applicants typically need to upload scanned copies of their Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
