Vahan Loan Sahay Yojana
By Social Justice and Empowerment Department, Government of Gujarat
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Quick Answer
The Vahan Loan Sahay Yojana offers financial assistance to self-employed individuals in Gujarat to purchase vehicles like rickshaws, cars, and jeep taxis for their businesses.
About this loan
The "Vahan Loan Sahay Yojana" is a component under the "Self-Employment Scheme" introduced by the Social Justice and Empowerment Department, Government of Gujarat. This scheme provides financial assistance to self-employed individuals from the unreserved category for acquiring vehicles such as rickshaws, loading rickshaws, Maruti cars, and jeep taxis, which are essential for their livelihood and business operations. The program aims to support economic development and self-reliance by enabling individuals to invest in their micro-enterprises. It helps them to establish or expand their transport-related businesses, contributing to their financial independence and the state's economic growth. The scheme is implemented by the Gujarat Unreserved Education and Economical Development Corporation.
Eligibility
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Grant providers
Provider
Social Justice and Empowerment Department, Government of GujaratGandhinagar · Gujarat · India
The Social Justice and Empowerment Department is a department of the Government of Gujarat, with its office in Block No. 5, Sachivalaya, Gandhinagar. It runs loan and self-employment schemes for Scheduled Castes, backward classes and Antyodaya Scheduled Caste people, and the…
Learn moreBenefits & Funding
- Fund type
- Debt
- Repayment
- Repayable
What You Get
This scheme provides financial assistance in the form of a loan to cover the on-road unit cost for purchasing vehicles such as rickshaws, loading rickshaws, Maruti cars, and jeep taxis. The loan carries a simple interest rate of 5% per annum (4% for women beneficiaries), calculated on the loan amount per year. The repayment period is 5 years in equal monthly installments. This support helps self-employed individuals establish or expand their transport-related businesses, providing them with the necessary capital to acquire essential assets for their operations.
- Disbursement
- Lump Sum
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
Applications are reviewed after online submission and physical document verification. The concerned Deputy Director (Non-Reserved Category) or the District Social Welfare Officer will evaluate applicants based on the eligibility criteria and completeness of documentation. Selection will also be subject to a quota, with a maximum of 5 beneficiaries selected per village, indicating a localized assessment and approval process based on resource availability and demand within specific areas.
Application Process
- 1
Register
Register as a new user on the esamajkalyan.gujarat.gov.in portal.
You - 2
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How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 3
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Frequently Asked Questions
Who is eligible for the Vahan Loan Sahay Yojana?
Residents of Gujarat from the unreserved category, aged 18-50 years, with a valid driving license, and an annual family income of ₹6,00,000 or less, are eligible.
What is the interest rate for the loan?
The interest rate is 5% simple interest per annum. For women applicants, it is 4% simple interest per annum.
What is the repayment period for the loan?
The loan is repayable in equal monthly installments over a period of 5 years.
Can more than one person from a family avail of this scheme?
No, only one person from a family can avail of the benefits of this scheme.
Is there a limit on the number of beneficiaries per village?
Yes, a maximum of 5 beneficiaries per village will be selected.
What types of vehicles can be purchased under this scheme?
The scheme provides financial assistance for purchasing vehicles like rickshaws, loading rickshaws, Maruti cars, and jeep taxis.
Sources
Data on this page is compiled from official program and provider references.
