Individual Loaning Scheme: Haryana Women Development Corporation
By Haryana Women Development Corporation, Government of Haryana
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Quick Answer
This scheme by Haryana Women Development Corporation provides financial assistance, including subsidies and loans, to women for economically viable projects up to ₹1,50,000.
About this loan
The "Individual Loaning Scheme" by the Haryana Women Development Corporation, Government of Haryana, aims to provide financial assistance to women for economically viable projects. Through this scheme, subsidies and loans are provided to eligible women for projects costing up to ₹1,50,000. The scheme is implemented by the Haryana Women Development Corporation. This initiative is designed to empower women in Haryana by enabling them to start or expand small businesses and engage in self-employment, thereby contributing to their financial independence and the state's economic development. It targets women who may not have access to traditional funding channels and seeks to support grassroots entrepreneurship.
Eligibility
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Full eligibility criteria — entity type, stage, sector, founder profile and registration requirements — plus your fit for this program. Sign up to view.
Grant providers
Benefits & Funding
- Amount
- Up to ₹1.5L
- Fund type
- Debt
- Equity
- Equity-free
- Repayment
- Repayable
What You Get
- Financial Assistance: Loans and subsidies are provided for economically viable projects, with a total project cost not exceeding ₹1,50,000.
- Subsidy: Eligible women receive a 25% subsidy on the project cost. For Scheduled Caste (SC) categories, this is capped at ₹25,000. For other categories, the maximum subsidy is ₹10,000.
- Beneficiary Share: Applicants are required to contribute only 10% of the project cost as their share.
- Balance Loan Amount: The remaining funds are facilitated through commercial/nationalized banks, making it easier for women to access necessary capital.
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Application Process
- 1
Register on Antyodaya-SARAL Portal
Create a new user account on the Antyodaya-SARAL Portal by providing personal details and verifying with OTP.
You - 2
- 3
- 4
How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 3
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Program templates & documents
Files the program publishes for applicants — download these and apply in the prescribed format.
Frequently Asked Questions
What is the maximum project cost covered under this scheme?
The scheme provides financial assistance for economically viable projects where the total cost does not exceed ₹1,50,000/-.
What is the subsidy amount provided?
A subsidy of 25% of the project cost is provided. For Scheduled Caste (SC) categories, the maximum subsidy is ₹25,000/-. For other categories, the maximum subsidy is ₹10,000/-.
What is the required beneficiary contribution?
Beneficiaries are required to contribute 10% of the total project cost.
What are the age criteria for applicants?
Prospective beneficiaries must be between 18 and 60 years of age at the time of application.
How can I apply for the scheme?
Applications can be submitted online through the Antyodaya-SARAL Portal by registering, logging in, and selecting the 'Individual Loaning Scheme' from the services list. Alternatively, you can apply offline via the nearest Atal Seva Kendra.
What is the income eligibility for this scheme?
The applicant's annual income must be less than ₹1,50,000/- per annum, and their spouse or parents should not be income tax payees.
