J&K Handloom Working Capital Subsidy
By Industries & Commerce Department, Government of Jammu & Kashmir
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Quick Answer
One-time subsidy of 10% of one year's working capital, up to Rs 5 lakh, for handloom units using local resources.
- Funding amount
- Up to ₹5L
- Funding type
- Subsidy
- Application deadline
- Rolling
- Location
- Jammu and Kashmir
About this subsidy
The J&K Wool Processing, Handloom & Handicraft Policy 2020 offers a one-time working capital subsidy to handloom units that source and produce locally.
The subsidy is to the extent of 10% of the working capital for one year, not exceeding Rs 5.00 lakh, and is given to eligible units utilising local resources for the production and marketing of handloom products.
The local-resource condition is the distinguishing eligibility test here: the incentive is designed to pull demand towards J&K wool and yarn rather than imported inputs. Because it is one-time, it is worth claiming in a year when working capital deployment is at its peak.
Eligibility
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Full eligibility criteria — entity type, stage, sector, founder profile and registration requirements — plus your fit for this program. Sign up to view.
Subsidy providers
Provider
Industries & Commerce Department, Government of Jammu & KashmirJammu · Jammu and Kashmir · India
The Industries & Commerce Department of the Government of Jammu & Kashmir is the Union Territory's department for industrial and commercial development. Its online front door is the J&K Single Window portal, where a business registers once, applies for departmental approvals and…
Learn moreBenefits & Funding
- Amount
- Up to ₹5L
What You Get
A one-time working capital subsidy to the extent of 10% of the working capital for one year, not exceeding Rs 5.00 lakh. It is restricted to units utilising local resources for the production and marketing of handloom products, so sourcing J&K wool and yarn is part of qualifying. The subsidy is not repayable.
- Disbursement
- Lump Sum
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
No competitive selection. Claims are verified against certified working capital, the local-resource condition, and the 10% rate with a Rs 5 lakh ceiling.
Application Process
- 1
Register the unit
Register the handloom unit under the Handloom & Handicraft Policy 2020.
You - 2
- 3
- 4
- 5
How to apply
Four steps from draft to disbursement — one action each.
- 1
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 2
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 3
Submit on the official portal
Use the official application link and verify all details before final submission.
- 4
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Frequently Asked Questions
How much is the subsidy?
10% of the working capital for one year, not exceeding Rs 5.00 lakh.
Who qualifies?
Eligible handloom units utilising local resources for production and marketing of handloom products.
Can it be claimed repeatedly?
No, it is a one-time working capital subsidy.
Does sourcing matter?
Yes. The policy restricts it to units utilising local resources.
Is it repayable?
No, it is a subsidy and not a loan.
Where do I apply?
Through the J&K Single Window portal under the Wool Processing, Handloom & Handicraft Policy 2020.
Sources
Data on this page is compiled from official program and provider references.
