Laghu Vyavassay Scheme
By Haryana Scheduled Castes Finance and Development Corporation
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Quick Answer
Loans and a subsidy for Scheduled Caste residents of Haryana who want to start self-employment or income-generating work. The Haryana Scheduled Castes Finance and Development Corporation runs it.
About this loan
If you are a Scheduled Caste resident of Haryana, this scheme gives you a loan and a subsidy to start self-employment or an income-generating activity. It is run by the Haryana Scheduled Castes Finance and Development Corporation, under the Government of Haryana.
The money is meant for people who would otherwise struggle to find capital for a small business.
Eligibility
See if you're eligible
Full eligibility criteria — entity type, stage, sector, founder profile and registration requirements — plus your fit for this program. Sign up to view.
Grant providers
Benefits & Funding
- Amount
- Up to ₹1.7L
- Fund type
- Debt
- Equity
- Equity-free
- Repayment
- Repayable
What You Get
The Laghu Vyavassay Scheme provides financial assistance aimed at promoting self-employment and income-generating activities for individuals from Scheduled Castes in Haryana. Beneficiaries can avail a loan for various economic development schemes, with a unit cost of up to ₹2,00,000. The scheme incorporates a component of margin money, requiring the applicant to contribute 10% of the project cost. Additionally, it offers a non-repayable subsidy equivalent to 50% of the total project cost, capped at a maximum of ₹10,000. This blend of debt and subsidy aims to reduce the financial burden on entrepreneurs and facilitate sustainable economic growth.
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
Applications submitted through the Antyodaya SARAL Portal will undergo a thorough screening process by the Haryana Scheduled Castes Finance and Development Corporation. Eligibility criteria, including residency, caste, age, and income, will be verified. Shortlisted applicants may be contacted for further information or clarification as part of the evaluation process before final selection and loan disbursement.
Application Process
- 1
Register on SARAL Portal
Visit the Antyodaya SARAL Portal and register as a new user by filling in all mandatory fields and creating a strong password.
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How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 3
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Program templates & documents
Files the program publishes for applicants — download these and apply in the prescribed format.
Frequently Asked Questions
Q: What is the Laghu Vyavassay Scheme?
A: The Laghu Vyavassay Scheme is an economic empowerment program by the Haryana Scheduled Castes Finance and Development Corporation. It provides loans and subsidies to individuals from Scheduled Castes to start self-employment and income-generating activities, improving their economic status.
Q: Who is eligible to apply for this scheme?
A: Applicants must be permanent residents of Haryana, belong to a Scheduled Caste, and be between 18 and 45 years old. There are also annual family income ceilings, with at least 50% of beneficiaries having an income up to ₹1,50,000 and the remaining 50% up to ₹3,00,000.
Q: What kind of financial assistance is provided?
A: The scheme offers loans for projects with a unit cost up to ₹2,00,000. It also provides a subsidy of up to ₹10,000, which is 50% of the project cost, along with requiring 10% margin money contribution from the applicant.
Q: Is there an age limit for applicants?
A: Yes, applicants must be in the age group of 18 to 45 years at the time of application.
Q: How can I track the status of my application?
A: You can track your application status through the SARAL Portal at https://status.saralharyana.nic.in/ by entering your Appeal/Application Reference ID, or by sending an SMS "SARAL<space>Application ID" to 7738299899 from your registered mobile number.
