Mahila Samriddhi Yojana Gujarat
By Social Justice and Empowerment Department, Government of Gujarat
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Quick Answer
Women from Nomadic and Denotified Castes in Gujarat can borrow up to ₹1.25 lakh at 4% interest for self-employment, repaid in 48 monthly instalments.
About this loan
The Gujarat Nomadic and Denotified Castes Development Corporation, under the Social Justice and Empowerment Department, Government of Gujarat, gives women from these castes a loan of up to ₹1,25,000 at 4% a year. You repay in 48 equal monthly instalments, interest included. The full amount is lent, with 95% from the National Corporation and 5% from the State Government, so you put in nothing towards the principal.
You must be aged 21 to 50, with family income up to ₹3,00,000 and experience in a technical, skilled trade or business. At least 50% of the loan amount goes to families earning up to ₹1,50,000. Suitable collateral is required.
Eligibility
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Grant providers
Provider
Social Justice and Empowerment Department, Government of GujaratGandhinagar · Gujarat · India
The Social Justice and Empowerment Department is a department of the Government of Gujarat, with its office in Block No. 5, Sachivalaya, Gandhinagar. It runs loan and self-employment schemes for Scheduled Castes, backward classes and Antyodaya Scheduled Caste people, and the…
Learn moreBenefits & Funding
- Amount
- Up to ₹1.25L
- Fund type
- Debt
- Repayment
- Repayable
What You Get
The Mahila Samriddhi Yojana provides a microfinance loan up to ₹1,25,000/- to eligible women entrepreneurs. This loan is offered at a favorable interest rate of 4% per annum, making it accessible for starting or expanding businesses. The repayment structure is designed to be manageable, requiring repayment in 48 equal monthly installments, which includes the interest. A significant feature of this scheme is its funding model: 100% of the business/occupation amount is provided as a loan, with 95% contributed by the National Corporation and 5% by the State Government, ensuring zero beneficiary contribution towards the principal loan amount. This comprehensive financial support package aims to facilitate economic independence and self-reliance for women from nomadic and denotified castes in Gujarat.
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Application Process
- 1
Visit Official Portal
Access the Gujarat Nomadic and Denotified Tribes Development Corporation website and locate the scheme application.
You - 2
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- 5
How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 3
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Frequently Asked Questions
What is the Mahila Samriddhi Yojana?
It's a microfinance scheme by the Gujarat government to provide loans to women from Nomadic and Denotified Castes for self-employment and independent businesses.
What is the maximum loan amount available?
Beneficiaries can avail a maximum loan of up to ₹1,25,000/-.
What is the interest rate and repayment period?
The loan is offered at an interest rate of 4% per annum and must be repaid in 48 equal monthly installments.
Are there any income criteria for eligibility?
Yes, the family's annual income should not exceed ₹3,00,000/- to be eligible. Priority is given to families with an annual income up to ₹1,50,000/-.
Who is eligible to apply for this scheme?
Women aged 21-50 years from Nomadic or Denotified Castes, with relevant business experience and suitable collateral, are eligible to apply.
Is any beneficiary contribution required?
No, the scheme provides 100% of the loan amount with zero beneficiary contribution from the applicant.
Sources
Data on this page is compiled from official program and provider references.
