Mahila Swavlamban Scheme
By Women and Child Development Department, Government of Gujarat
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Quick Answer
Gujarat scheme for women from below-poverty-line families: a loan up to ₹2,00,000 and a subsidy of 15% of project cost, up to ₹30,000, to start or expand a business.
About this loan
Women in Gujarat from below-poverty-line families can get a loan of up to ₹2,00,000 to start a new economic activity or expand an existing one. On top of the loan, a subsidy covers 15% of the project cost, up to ₹30,000. The subsidy does not need to be repaid.
The Women and Child Development Department, Gujarat, runs the scheme for women in both rural and urban areas. You must be a woman, a Gujarat resident and in the BPL category. Annual income must be ₹1,20,000/- in rural areas and ₹1,50,000/- in urban areas.
Eligibility
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Grant providers
Benefits & Funding
- Amount
- Up to ₹2L
- Fund type
- Debt
- Equity
- Equity-free
- Repayment
- Repayable
What You Get
- Loan Facility: Eligible women can avail of loans up to ₹2,00,000 to either initiate new economic activities or significantly expand their existing business ventures. This capital is intended to cover various operational and setup costs, enabling women to invest in equipment, raw materials, or working capital.
- Subsidy Support: In addition to the loan, a substantial subsidy is provided, covering 15% of the project cost, with a maximum cap of ₹30,000. This non-repayable component significantly reduces the financial burden on entrepreneurs, making business initiation and expansion more feasible. The subsidy acts as a critical incentive, especially for women from economically vulnerable backgrounds, encouraging them to pursue their entrepreneurial aspirations with greater confidence.
- The scheme is structured to facilitate the comprehensive economic development of women, ensuring they have the necessary financial tools to achieve self-reliance. Beyond the direct monetary support, the availability of such government-backed funding implicitly provides a foundation for stability and growth, allowing women to formalize their business ideas and contribute positively to their families and communities.
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
Applications submitted under the Mahila Swavlamban Scheme undergo a multi-stage evaluation process to identify eligible and deserving women entrepreneurs. Initially, all applications are meticulously screened by the Women's Economic Development Corporation to verify compliance with the eligibility criteria, including residency, BPL status, and income limits. Following this initial screening, a detailed assessment is conducted on the proposed economic activity or business plan. This assessment focuses on the viability, sustainability, and potential for income generation of the venture. A selection committee, comprising experts from relevant fields and representatives from the Women and Child Development Department, may review the proposals and potentially invite shortlisted applicants for an interaction or presentation to gain deeper insights into their entrepreneurial vision and financial needs. The final selection is based on a holistic evaluation of the applicant's profile, the merit of their business plan, and their potential for self-reliance.
Application Process
- 1
Fill Application Form
Obtain and accurately complete the prescribed application form with all required personal and business details.
You - 2
- 3
How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 3
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Frequently Asked Questions
Who is eligible for the Mahila Swavlamban Scheme?
The scheme is specifically designed for women who are permanent residents of Gujarat. Applicants must belong to the Below Poverty Line (BPL) category, and their annual family income should not exceed ₹1,20,000 in rural areas or ₹1,50,000 in urban areas.
What types of financial assistance are provided?
The scheme offers a dual benefit: a loan facility of up to ₹2,00,000 and a subsidy. The subsidy amounts to 15% of the total project cost, with a maximum ceiling of ₹30,000, whichever amount is lower. This combination aims to provide comprehensive financial support.
Can the funding be used for any type of economic activity?
Yes, the financial assistance is broadly applicable for starting new economic activities or expanding existing business ventures. While specific industries are not restricted, the activity should be legitimate and aimed at generating income and fostering self-reliance for the woman entrepreneur.
What is the application process for the scheme?
The application process is primarily offline. Interested women need to acquire and diligently fill out the prescribed application form. This form, along with all necessary supporting documentation such as identity proof, residency proof, BPL certificate, income statement, and a basic business plan, must be submitted to the nearest office of the Women's Economic Development Corporation.
Are there any specific documents required for the application?
While a complete list will be on the application form, typically applicants are required to submit identity proof (e.g., Aadhar card), proof of residence in Gujarat, a valid BPL certificate, an income certificate, bank account details, and a brief project proposal or business plan detailing their economic activity.
What happens after I submit my application?
Once submitted, your application will be reviewed by the Women's Economic Development Corporation for eligibility and completeness. Subsequently, your business proposal will be evaluated for its viability. Depending on the volume of applications, shortlisted candidates may be invited for an interaction or interview before the final disbursement of funds.
Sources
Data on this page is compiled from official program and provider references.
