Satat Jeevikoparjan Yojana (SJY)
By Bihar Rural Livelihoods Promotion Society (JEEViKA)
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Quick Answer
Bihar government scheme giving 100,000 ultra-poor households asset transfers, training and 24 months of mentoring to build sustainable livelihoods.
About this grant
Satat Jeevikoparjan Yojana (SJY) is a Bihar government scheme for about 100,000 ultra-poor households, launched on August 5, 2018. It is run by the Bihar Rural Livelihoods Promotion Society (JEEViKA) using the Graduation Approach.
Selected households get asset transfers, capacity-building training, livelihood gap assistance and 24 months of mentoring. Livelihood gap assistance is ₹1,000 a month for the first seven months. Productive assets are worth ₹60,000 on average and up to ₹1,00,000. They also get access to insurance, public entitlements and relief support during crises such as COVID-19. The support goes to micro-enterprises, agriculture and livestock rearing.
Eligibility
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Grant providers
Benefits & Funding
- Amount
- ₹60,000 – ₹1L
- Monthly stipend
- ₹1,000/month
- Fund type
- Grant
- Equity
- Equity-free
- Repayment
- Non-repayable
What You Get
- Financial Assistance:
- Livelihood Gap Assistance: ₹1,000/- per month for the initial seven months, totaling ₹7,000, to support basic needs.
- Asset Transfers: Productive assets (micro-enterprise, livestock, agriculture) are provided with an average value of ₹60,000 and a maximum limit of ₹1,00,000. These transfers are typically disbursed in 2-3 tranches.
- Insurance Coverage: Beneficiaries receive premiums covered under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMJSBY).
- Mentoring and Capacity Building:
- Long-Term Mentorship: 24 months of personalized guidance provided by Master Resource Persons (MRPs).
- Training Programs: Capacity-building sessions designed to enhance confidence and entrepreneurial skills, fostering self-reliance.
- Life-Skills Coaching: General coaching to improve household management and decision-making abilities.
- Social Empowerment: Focused support for ultra-poor households, including those traditionally engaged in informal sectors, with strengthened participation through Village Organizations (VOs) for oversight and community support.
- Disbursement
- Tranched
- Duration
- 24 months
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
The selection process involves initial identification of ultra-poor households through participatory processes by Village Organizations (VOs). Following this, applicants' documents and eligibility criteria are verified by program authorities. The process ensures that support reaches the intended vulnerable groups based on predefined criteria.
Application Process
- 1
Household Identification
Eligible ultra-poor households are identified through a participatory process facilitated by Village Organizations (VOs).
Provider - 2
- 3
- 4
How to apply
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- 1
Draft your application
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- 2
See the questions before you start
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- 3
Line up your documents
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- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Frequently Asked Questions
What is the primary objective of the Satat Jeevikoparjan Yojana (SJY)?
The SJY aims to empower approximately 100,000 ultra-poor households in Bihar by providing sustainable livelihood opportunities and fostering long-term self-reliance.
Who implements the SJY program?
The program is implemented by the Bihar Rural Livelihoods Promotion Society (JEEViKA).
What kind of financial assistance is provided?
Beneficiaries receive ₹1,000 per month for the first seven months as livelihood gap assistance, along with productive asset transfers (e.g., for micro-enterprises, livestock, agriculture) with an average value of ₹60,000 and a limit of ₹1,00,000.
What kind of non-financial support do beneficiaries receive?
The program includes 24 months of personalized mentorship by Master Resource Persons (MRPs), capacity-building training to enhance entrepreneurial skills, and life-skills coaching for improved household management.
What are the key eligibility criteria for this program?
Applicants must be residents of Bihar, belong to an identified ultra-poor household, be from socially or economically vulnerable groups (like SC/ST communities), and not have significant alternative livelihood sources.
How does one apply for the SJY program?
Eligible ultra-poor households are identified through a participatory process facilitated by Village Organizations (VOs). Applicants then provide required documents to JEEViKA representatives for verification and enrollment.
Sources
Data on this page is compiled from official program and provider references.
