Self Employment Scheme Gujarat
By Tribal Development Department, Government of Gujarat
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Quick Answer
Loans of up to ₹5 lakh at 4% interest from Gujarat's Tribal Development Department for unemployed Scheduled Tribe individuals starting a business.
About this loan
Unemployed Scheduled Tribe residents of Gujarat can get a loan of ₹50,000 to ₹5,00,000 to start a business, at 4% interest per annum. The Tribal Development Department, Government of Gujarat, runs the Self Employment Scheme.
The amount depends on the type and scale of the business you pick. You can choose from 85 business activities identified by the department.
You must live in Gujarat, belong to the Scheduled Tribe (ST) category and be unemployed when you apply.
Eligibility
See if you're eligible
Full eligibility criteria — entity type, stage, sector, founder profile and registration requirements — plus your fit for this program. Sign up to view.
Grant providers
Benefits & Funding
- Amount
- ₹50,000 – ₹5L
- Fund type
- Debt
- Equity
- Equity-free
- Repayment
- Repayable
What You Get
- Monetary Benefit: The scheme provides substantial loan assistance, ranging from ₹50,000 for smaller ventures up to ₹5,00,000 for more significant business initiatives. The exact loan amount is determined based on the specific type and scale of the business activity selected by the beneficiary, ensuring tailored financial support.
- Concessional Interest Rate: A key advantage of this scheme is the highly affordable interest rate of just 4% per annum. This concessional rate significantly reduces the financial burden on new entrepreneurs, making it easier to manage repayments and fostering sustainable business growth.
- Broad Business Coverage: The program supports a wide spectrum of self-employment opportunities, encompassing 85 different types of businesses explicitly identified and approved by the Tribal Development Department. This broad coverage encourages innovation and provides diverse avenues for tribal individuals to pursue their entrepreneurial aspirations.
- Support for Self-Reliance: Beyond just financial aid, the scheme empowers beneficiaries to achieve economic independence by providing the necessary capital to launch and operate their own businesses, thereby transforming them from unemployed individuals into job creators.
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
Applications submitted for the Self Employment Scheme Gujarat undergo a comprehensive review process by the Gujarat Tribal Development Corporation. The initial screening verifies that applicants meet all specified eligibility criteria, including residency in Gujarat, Scheduled Tribe status, and unemployment. Applications are then evaluated based on the proposed business activity and its viability within the 85 identified sectors. A selection committee, comprising experts from the Tribal Development Department and its affiliated bodies, reviews the applications. Shortlisted candidates may undergo further verification or interviews to assess their entrepreneurial potential and the feasibility of their proposed self-employment venture, ensuring that support is directed towards promising and sustainable initiatives.
Application Process
- 1
Register
Visit the official website and complete the online registration form to create an account.
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How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
Submit on the official portal
Use the official application link and verify all details before final submission.
- 3
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Frequently Asked Questions
What is the purpose of the Self Employment Scheme Gujarat?
The scheme aims to provide financial support to unemployed tribal individuals in Gujarat by offering affordable loans to start their own businesses.
What is the loan amount offered under this scheme?
Loans range from ₹50,000 to ₹5,00,000, depending on the specific business activity chosen by the applicant.
What is the interest rate for the loans?
The loans are provided at a concessional interest rate of 4% per annum.
Who is eligible to apply for this scheme?
Applicants must be residents of Gujarat, belong to the Scheduled Tribe (ST) category, and be unemployed at the time of application.
What types of businesses are covered by the scheme?
The scheme is applicable for 85 different types of businesses as identified and specified by the Tribal Development Department.
Is the application process online or offline?
The entire registration and application process for the Self Employment Scheme is conducted online through the Gujarat Tribal Development Corporation's official website.
Sources
Data on this page is compiled from official program and provider references.
