The Youth Startup Loan Scheme, under the Sher-i-Kashmir Employment & Welfare Programme for Youth (SKEWPY), provides financial assistance in the form of soft loans to unemployed youth in Jammu and Kashmir to establish new enterprises. Projects with an investment of up to ₹8.00 lacs are considered for financing with 90% as loan and 10% beneficiary contribution. For higher investment projects, the loan component is capped at ₹8.00 lacs.