Scheme for Assistance to Micro, Small and Medium Enterprises (MSME): Assistance for Reimbursement of CGTMSE Fees
By Industries and Mines Department, Government of Gujarat
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Quick Answer
This Gujarat state scheme provides 100% reimbursement of annual service fees paid by Micro and Small Enterprises for collateral-free loans under CGTMSE for up to 5 years.
- Funding amount
- Up to ₹10.4L
- Funding type
- Subsidy
- Application deadline
- Closed
- Location
- Gujarat
- Registrations needed
- Udyam registration
Results & next round
Applications for this round closed on 6 August 2025. The organiser has not published a selection list that we can verify yet.
Selections for this programme are announced by Industries and Mines Department, Government of Gujarat. Official links are listed under Sources below.
We update this page when results are published, and when the next round opens.
About this subsidy
The 'Scheme for Assistance to Micro, Small and Medium Enterprises (MSME)' is an umbrella initiative launched by the Industries and Mines Department, Gujarat. Its primary objective is to bolster the state's vibrant MSME sector, which plays a pivotal role in employment generation, GDP contribution, and export growth. Active from August 7th, 2020, to August 6th, 2025, this scheme is designed to support entrepreneurs and enhance the global competitiveness of MSMEs within Gujarat. The specific component, 'Assistance for Reimbursement of CGTMSE Fees,' provides financial assistance through the reimbursement of annual service fees related to collateral-free loans guaranteed by the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE). This support helps reduce the operational costs for MSMEs when availing essential credit, thereby promoting their growth and economic contribution.
Eligibility
See if you're eligible
Full eligibility criteria — entity type, stage, sector, founder profile and registration requirements — plus your fit for this program. Sign up to view.
Subsidy providers
The Industries & Mines Department (IMD) of the Government of Gujarat is the state department that makes industrial and MSME policy. Its executive arm, the Industries Commissionerate, implements those policies, both the state's and the central government's, and runs the Startup…
Learn moreBenefits & Funding
- Amount
- Up to ₹10.4L
What You Get
- 100% reimbursement of annual service fees paid for collateral-free loans availed under CGTMSE for up to 5 years.
- The scheme covers service fees for collateral-free loans sanctioned up to ₹2 crore by financial institutions.
- This support significantly reduces the financial burden on Micro and Small Enterprises, making it easier to access credit and grow their operations in Gujarat.
- Disbursement
- Reimbursement
- Duration
- 61 months
- Bootstrap friendly
- Yes
Application Process
- 1
Register on IFP
Visit the Investor Facilitation Portal (IFP) and complete the new investor registration form.
You - 2
- 3
- 4
How to apply
Four steps from draft to disbursement — one action each.
- 1
Submit on the official portal
Use the official application link and verify all details before final submission.
- 2
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Program templates & documents
Files the program publishes for applicants — download these and apply in the prescribed format.
Frequently Asked Questions
What kind of assistance does this scheme provide?
The scheme offers 100% reimbursement of annual service fees for collateral-free loans availed under the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE).
Which enterprises are eligible for this reimbursement?
Micro and Small Enterprises (MSEs) in Gujarat that have taken a collateral-free term loan under CGTMSE are eligible. The firm must also meet general MSME criteria.
For how long can I claim the reimbursement?
Reimbursement is available for up to 5 years, covering the annual service fees paid for the CGTMSE-backed loan.
What is the maximum loan amount covered by the CGTMSE guarantee for which fees can be reimbursed?
The scheme covers fees for collateral-free loans up to ₹2 crore sanctioned by banks or financial institutions under the CGTMSE scheme.
How do I apply for this reimbursement?
Applications must be submitted online through the Investor Facilitation Portal (IFP) of the Gujarat government. The process involves new investor registration, email verification, and then logging in to fill out the application with required business details and documents.
Is there a deadline for applying?
While the overall scheme runs until August 6th, 2025, individual applications must be submitted within one year from the date of the first disbursement of the term loan, or on or before the date of commencement of commercial production, whichever is later.
Sources
Data on this page is compiled from official program and provider references.
