Livelihood Opportunity Promotion Scheme (Scheduled Caste)
By Social Welfare Department, Government of Uttarakhand
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Quick Answer
Uttarakhand Scheduled Caste residents get a bank loan, margin money and a grant of up to ₹1.9 lakh in total for self-employment and small business projects.
- Funding amount
- ₹45,000 – ₹1.9L
- Funding type
- Debt
- Application deadline
- Rolling
- Location
- Uttarakhand
About this loan
The Social Welfare Department, Government of Uttarakhand, supports Scheduled Caste individuals in starting or expanding small businesses, for projects costing ₹50,000 to ₹2,00,000.
The package has three parts. A bank loan covers 60% of the project cost. Margin money covers 30%, repayable over 60 monthly instalments with applicable interest. A grant of up to ₹10,000 completes it. For projects between ₹1,01,000 and ₹2,00,000 you put in 10% of the cost. Projects up to ₹1,00,000 need no personal contribution.
You must be a permanent resident of Uttarakhand, belong to the Scheduled Caste category and be aged 18 to 50. Annual income must not exceed ₹1,05,600 (rural) or ₹1,29,840 (urban).
Eligibility
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Grant providers
Benefits & Funding
- Amount
- ₹45,000 – ₹1.9L
- Fund type
- Debt
- Equity
- Equity-free
- Repayment
- Repayable
What You Get
This scheme provides comprehensive financial assistance for projects costing between ₹50,000 and ₹2,00,000. The total support includes a bank loan of 60% of the project cost, margin money of 30% of the project cost (repayable over 60 monthly installments with applicable interest), and a direct grant up to a maximum of ₹10,000. Beneficiaries undertaking projects between ₹1,01,000 and ₹2,00,000 are required to contribute 10% of the project cost, while projects up to ₹1,00,000 require no personal contribution. This blended funding model is designed to significantly reduce the financial burden on Scheduled Caste entrepreneurs and promote sustainable livelihood creation.
- Disbursement
- Tranched
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
After submission, applications will be forwarded to the District Social Welfare Officer. A dedicated District-Level Committee, chaired by the District Social Welfare Officer, will meticulously review all received proposals. The committee will evaluate the viability of the proposed projects and the eligibility of the applicants to select the final beneficiaries for the scheme.
Application Process
- 1
Download Application
Applicant downloads the official application form from the website.
You - 2
- 3
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How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 3
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Program templates & documents
Files the program publishes for applicants — download these and apply in the prescribed format.
Frequently Asked Questions
What is the primary objective of this scheme?
The scheme aims to promote self-employment and income generation among Scheduled Caste individuals by providing financial assistance for small businesses and livelihood projects in Uttarakhand.
Who is eligible to apply for the scheme?
Applicants must be permanent residents of Uttarakhand, belong to the Scheduled Caste category, be between 18 and 50 years old, and have an annual income not exceeding ₹1,05,600 for rural areas or ₹1,29,840 for urban areas.
What is the maximum financial assistance available?
The scheme provides total financial assistance (bank loan, margin money, and grant) up to ₹1,90,000 for projects with a maximum cost of ₹2,00,000. The maximum grant component is ₹10,000.
Is personal contribution required from the beneficiary?
No personal contribution is required for project costs up to ₹1,00,000. However, a 10% contribution is mandatory for projects ranging from ₹1,01,000 to ₹2,00,000.
How long is the repayment period for the margin money?
The margin money, provided as part of the financial assistance, is repayable with applicable interest over 60 monthly installments.
What is the application process for the scheme?
Applicants must download the official application form, fill in all mandatory fields, attach self-attested copies of required documents, and submit the complete application to the local Vikas Khand (Block Development) Office.
Sources
Data on this page is compiled from official program and provider references.
News
- Punjab News:Punjab Government provides financial assistance of ₹1.52 crore through loans and subsidies to 71 beneficiaries from Scheduled Castes: Dr. Baljit Kaurpatialapolitics.com · 2 weeks ago
Source: Google News aggregated
