Use the official application link and verify all details before final submission.
3
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Funding upto ₹1.5LRolling
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Frequently Asked Questions
What is the maximum loan amount provided under this scheme?
The scheme provides a maximum loan of ₹1,50,000 (One Lakh Fifty Thousand Indian Rupees) per beneficiary.
Who is eligible to apply for this micro-finance scheme?
Permanent residents of Haryana aged 18-55 years, belonging to a minority community (Muslims, Sikhs, Christians, Buddhists, Parsis, Jains), and with an annual family income within the specified limits (₹98,001-₹8,00,000 for rural, ₹1,20,001-₹8,00,000 for urban areas), and possessing a Parivar Pehchan Patra (PPP ID) are eligible. Members of Self-Help Groups are particularly targeted.
What are the income criteria for applicants?
For rural areas, the annual family income must be between ₹98,001 and ₹8,00,000. For urban areas, it must be between ₹1,20,001 and ₹8,00,000.
How can I apply for the scheme?
Applications are submitted online through the official Antyodaya-SARAL Portal. You will need to register on the portal if you are a new user, then log in using your credentials, and proceed to apply for the scheme by searching for it and filling out the application form, including your Parivar Pehchan Patra details.
Is this scheme open to all residents of Haryana?
No, this scheme is specifically targeted at permanent residents of Haryana who belong to designated minority communities, including Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.
What kind of businesses or activities can the loan be used for?
The small loans are intended to fulfill the requirement of micro-enterprises and support various livelihood-generating activities for the poor. While specific business types are not listed, it is generally applicable to small-scale entrepreneurial ventures and income-generating efforts.
Quick Answer
The Haryana Micro Finance Scheme (Credit Line 2) offers small loans of up to ₹1.5 lakh to members of Self-Help Groups from minority communities in Haryana for entrepreneurial activities.
The Micro Finance Scheme- Credit Line 2 for Minority Community, implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, is designed to address the financial needs of individuals from minority communities. This scheme aims to facilitate access to small loans for the poor, specifically targeting members of Self-Help Groups (SHGs) in Haryana. The initiative provides crucial financial support, enabling beneficiaries to establish or expand micro-enterprises, improve their livelihoods, and achieve greater financial independence.
This program is a vital component of Haryana's efforts to promote economic empowerment among marginalized sections of society. By offering accessible credit, the scheme helps individuals overcome barriers to entrepreneurship and contributes to the overall socio-economic development of minority communities. It fosters a supportive environment where aspiring entrepreneurs can secure the necessary capital to turn their business ideas into reality or strengthen existing ventures, thereby reducing poverty and promoting inclusive growth.
Eligibility
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Timelines & Process
Applications
Rolling basis
Benefits & Funding
Amount
Up to ₹1.5 Lakhs
Fund type
Debt
Equity
Equity-free
Repayment
Repayable
What You Get
This scheme provides crucial financial assistance in the form of small loans of ₹1,50,000 per beneficiary. These loans are specifically designed to meet the capital requirements of individuals from minority communities, particularly members of Self-Help Groups (SHGs). The funding can be utilized to start new micro-enterprises, expand existing small businesses, or support various income-generating activities. This direct financial injection aims to empower beneficiaries, enhance their entrepreneurial capabilities, and improve their socio-economic standing within Haryana.
