Micro Finance Scheme- Credit Line 1 for Minority Community
By Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam
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Quick Answer
Members of Self-Help Groups from minority communities who are permanent residents of Haryana can get a ₹1,00,000 loan for micro-enterprise needs.
About this loan
Under Credit Line 1 of its Micro Finance Scheme, the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam gives loans of ₹1,00,000 per person to members of Self-Help Groups (SHGs) from minority communities in Haryana. The money is meant for micro-enterprises and livelihood activities. It is paid either to individual members or through the SHG.
You must be a permanent resident of Haryana, aged 18 to 55, with a Parivar Pehchan Patra (PPP ID). Annual family income must not exceed ₹98,000 in rural areas or ₹1,20,000 in urban areas. In an SHG, 75% of members can be from minority communities (up to 60% in exceptional cases).
Eligibility
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Grant providers
Benefits & Funding
- Amount
- Up to ₹1L
- Fund type
- Debt
- Equity
- Equity-free
- Repayment
- Repayable
What You Get
The scheme provides small loans of ₹1,00,000 per beneficiary to members of Self-Help Groups (SHGs) from minority communities. This financial assistance is designed to support the entrepreneurial endeavors and financial needs of the poorest individuals within these communities in Haryana. The loans are disbursed either directly to beneficiaries or through their SHGs, facilitating access to capital for micro-enterprises and livelihood generation, thereby promoting economic independence and growth.
- Disbursement
- Lump Sum
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Application Process
- 1
Register on Portal
Create an account on the Antyodaya-SARAL Portal by providing personal details and verifying your mobile/email.
You - 2
- 3
- 4
- 5
How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 3
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Program templates & documents
Files the program publishes for applicants — download these and apply in the prescribed format.
Frequently Asked Questions
Who implements the Micro Finance Scheme- Credit Line 1 for Minority Community?
The scheme is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam.
What is the loan amount provided under this scheme?
Small loans of ₹1,00,000 per beneficiary are provided to members of Self-Help Groups (SHGs).
Who is eligible to apply for this scheme?
Permanent residents of Haryana belonging to specified minority communities, aged between 18-55 years, with an annual family income not exceeding ₹98,000 (rural) or ₹1,20,000 (urban), are eligible. Applicants must also have a Parivar Pehchan Patra (PPP ID).
What are the income criteria for eligibility?
The applicant's annual family income should not exceed ₹98,000 for rural areas and ₹1,20,000 for urban areas.
How can one apply for the scheme?
Eligible applicants can apply online through the Official Antyodaya-SARAL Portal after completing a one-time registration process.
Is Parivar Pehchan Patra (PPP ID) mandatory for application?
Yes, applicants must have a Parivar Pehchan Patra (PPP ID) to proceed with the application on the Antyodaya-SARAL Portal.
