Tejaswini-the Radiant
By Mission Youth, Government of Jammu and Kashmir
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Quick Answer
Soft finance up to ₹5 lakh from Mission Youth J&K for women aged 18-35 to set up or expand a self-employment venture.
- Funding amount
- Up to ₹5L
- Funding type
- Debt
- Application deadline
- Rolling
- Location
- Jammu and Kashmir
About this loan
Mission Youth J&K gives women aged 18 to 35 financial assistance of up to ₹5 lakh to start or expand a self-employment venture. This soft finance covers fixed assets such as plant and machinery, equipment, and furniture & fixtures, plus working capital for products, equipment and tools.
You must be a female domicile of J&K registered with Mission Youth, unemployed and registered with the District Employment & Counseling Center, and not a bank defaulter. The minimum qualification is 10th standard. Project cost is up to ₹5 lakh; you self-finance anything above. A woman can seek assistance only once.
Eligibility
See if you're eligible
Full eligibility criteria — entity type, stage, sector, founder profile and registration requirements — plus your fit for this program. Sign up to view.
Grant providers
Mission Youth is an initiative of the Government of Jammu & Kashmir (Union Territory) that offers schemes for young people in the territory. Most of its schemes are bank loans with a government subsidy, and it also gives assistance to youth innovators and to youth in distress.…
Learn moreBenefits & Funding
- Amount
- Up to ₹5L
- Fund type
- Debt
- Repayment
- Repayable
What You Get
The Tejaswini-the Radiant scheme provides financial assistance up to ₹5 lakh to eligible young women for initiating or expanding their self-employment ventures. This 'soft finance' is specifically allocated for the acquisition of fixed assets such as plant and machinery, equipment, and furniture & fixtures. It also supports meeting crucial working capital needs, enabling beneficiaries to purchase necessary products, equipment, and tools. The program aims to empower women through direct financial support, fostering income generation and entrepreneurial growth across various small business activities.
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
Applications will be screened based on the comprehensive eligibility criteria, including the applicant's domicile, age, educational qualification, and employment status. Particular attention will be paid to ensure the applicant is not a defaulter to any Bank/Financial Institution. Preference may be given to applicants with prior training from recognized skill development institutions. The project's viability and its alignment with the scheme's objectives to foster self-employment will also be rigorously assessed. The CEO Mission Youth holds the authority to make final decisions, including relaxations in educational qualifications for deserving candidates based on proper justification.
Application Process
- 1
Apply Online
Submit your application through the designated online portal.
You - 2
- 3
- 4
How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 3
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Program templates & documents
Files the program publishes for applicants — download these and apply in the prescribed format.
Frequently Asked Questions
What is the maximum financial assistance available?
The scheme provides financial assistance for project costs up to ₹5.00 lakh. Any amount exceeding this must be self-financed by the applicant.
Who is eligible to apply for the Tejaswini scheme?
The scheme is open to female domiciles of J&K, aged between 18 and 35 years, who are registered with Mission Youth, J&K, and are unemployed. Applicants must have a minimum qualification of 10th standard, though this can be relaxed in deserving cases by the CEO Mission Youth.
What types of activities are covered under this scheme?
The scheme covers a wide range of profitable activities including canteens, restaurants, beauty parlours, cyber cafes, boutiques, training institutes, fitness centers, and various micro startups or small business units of a similar nature.
Can existing businesses apply for this scheme?
Yes, the scheme facilitates soft finance for setting up new units or for the expansion and modernization of existing units.
Is prior training a mandatory requirement?
While not mandatory, preference will be given to women entrepreneurs who have been trained in Rural Self Employment Training Institutes (R-SETIs), Skill Development Institutions, or any other recognized training institute.
Are there any income criteria for eligibility?
No criteria regarding the income of the family would be considered for eligibility under this scheme.
