UNNATI Capital Interest Subvention
By Department for Promotion of Industry and Internal Trade (DPIIT)
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Quick Answer
3-5% annual interest subvention for up to 7 years on term loans taken by North East units.
- Funding amount
- Varies
- Funding type
- Subsidy
- Application deadline
- Rolling
About this subsidy
UNNATI 2024 gives new and expanding manufacturing and service sector units in the North-Eastern Region an interest subvention on loans from Scheduled Commercial Banks or RBI-registered financial institutions. Units in Zone A blocks receive subvention at an annual rate of 3% and units in Zone B blocks at 5%, in each case for a maximum of 7 consecutive years counted from any date after the date of application for registration under the scheme. The subvention applies on loans up to a principal amount of Rs 250 crore.
Eligibility
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Full eligibility criteria — entity type, stage, sector, founder profile and registration requirements — plus your fit for this program. Sign up to view.
Subsidy providers
The Department for Promotion of Industry and Internal Trade (DPIIT) is part of India's Ministry of Commerce and Industry. Its Startup India section runs the Startup India initiative, launched on 16 January 2016, and issues the DPIIT startup recognition certificate that most…
Learn moreBenefits & Funding
What You Get
Eligible units get their borrowing cost cut by an annual interest subvention — 3% in Zone A and 5% in Zone B — for a maximum of 7 consecutive years from any date after applying for registration under the scheme. It applies to loans from Scheduled Commercial Banks or RBI-registered financial institutions, on principal up to Rs 250 crore.
- Disbursement
- Tranched
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Application Process
- 1
Register under UNNATI
Apply for registration of the unit on the UNNATI portal.
You - 2
- 3
- 4
How to apply
Four steps from draft to disbursement — one action each.
- 1
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 2
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 3
Submit on the official portal
Use the official application link and verify all details before final submission.
- 4
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Frequently Asked Questions
How much interest subvention do I get?
3% per year for Zone A units and 5% per year for Zone B units.
For how long?
A maximum of 7 consecutive years from any date after the date of application for registration under the scheme.
Which loans qualify?
Loans from Scheduled Commercial Banks or financial institutions registered with the RBI.
Is there a cap on the loan?
The subvention applies on loans up to a principal amount of Rs 250 crore.
Can an expanding unit claim it?
Yes, both new and expanding manufacturing and service sector units are covered.
Sources
Data on this page is compiled from official program and provider references.
