CLCSS — Credit Linked Capital Subsidy Scheme
ActiveUp to ₹15LRolling ApplicationsNo equity taken
Loading...
StartupGrantsIndia
India's startup funding directory — grants, schemes, competition and perks in one place. We help startups and SMEs discover, evaluate, and win non-dilutive funding through grants, challenges, and government schemes. We don't just list opportunities—we help you understand eligibility, assess fit, track deadlines, and apply smarter. From discovery to submission, we make grant funding simpler and more accessible.
© 2026 NEXORA TECHNOLOGY. All rights reserved.
We are a private platform. Not affiliated with any government body.
Check your eligibility
Create a free account and we'll tell you whether your startup qualifies for this grant.
See if you're eligible
Full eligibility criteria — entity type, stage, sector, founder profile and registration requirements — plus your fit for this program. Create a free account to view.
The Ministry of Micro, Small and Medium Enterprises (MSME) is the central government ministry responsible for formulating policies and programmes for the MSME sector in India. It administers several schemes aimed at promoting entrepreneurship, livelihood creation, and enterprise…
Learn more
Applications
Rolling basis
Obtain free Udyam Registration at udyamregistration.gov.in.
Obtain free Udyam Registration at udyamregistration.gov.in.
You
Four steps from draft to disbursement — one action each.
Submit on the official portal
Use the official application link and verify all details before final submission.
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Data on this page is compiled from official program and provider references.
The Credit Linked Capital Subsidy Scheme (CLCSS) provides a 15% upfront capital subsidy on institutional loans for technology upgradation — specifically for purchasing new plant and machinery — for Micro, Small and Medium Enterprises (MSMEs) operating in approved sub-sectors.
The subsidy is 15% of the eligible loan amount, capped at a term loan of ₹1 crore. This means the maximum subsidy is ₹15 lakh (₹1,500,000) per enterprise.
CLCSS applies only to approved sub-sectors and specific technologies listed by the Ministry of MSME. Industries range from food processing and textiles to auto components and pharmaceuticals. Check the official DCMSME website for the updated approved list before applying.
Quick Answer
15% capital subsidy on technology upgradation for MSME plant & machinery
15% upfront capital subsidy on eligible institutional finance for purchase of new plant & machinery (technology upgradation), for term loans up to ₹1 crore. Subsidy directly credited to the loan account. Applicable only to approved sub-sectors and technologies listed by the Ministry.
What You Get
CLCSS provides a 15% upfront capital subsidy — up to ₹15 lakh — on eligible institutional term loans for purchasing new plant and machinery for technology upgradation. The subsidy is credited directly to the borrower''s loan account, immediately reducing the principal and lowering total interest outgo over the loan tenure. There is no equity dilution; it is a pure non-repayable government benefit. The scheme applies to both new and existing MSMEs in a wide range of approved manufacturing sub-sectors and technologies, making it a practical tool for modernising production capacity.
No equity is taken. The subsidy component (15% of loan) is a non-repayable upfront benefit credited directly to your loan account, reducing your effective principal. The remaining loan amount is repayable as a normal term loan.
Both existing and new MSMEs undertaking technology upgradation in approved sub-sectors are eligible to apply.
The subsidy is credited directly to your term loan account by the lending institution after the loan is sanctioned and the eligible machinery is purchased. This reduces your outstanding principal from the outset.
Higgsfield AI Credits — up to 36% off
Higgsfield Plus (1,200 credits per month) for 1 year. Official price ₹39,168 — SGI price ₹25,000. Leave your details and we call within one working day to complete payment.
Notion SaaS Credits — up to ₹5L
Rs. 5 Lakhs+ in Notion workspace credits — databases, wikis, project management, and team docs — for new users with a work email.
Semrush SaaS Credits
7-day free trial of Semrush Pro or Guru — full SEO, keyword research, competitive audit, and rank tracking across India and global SERPs.
